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Transforming the healthcare financial experience

The healthcare industry is going through significant financial transformation. Healthcare providers are increasingly having to play the role of a bank by financing the cost of healthcare. CommerceHealthcare® wants to get providers out of the business of banking and put the focus back on the patient experience. We believe banking can play a bigger role in achieving this goal. From receivables and disbursements management to patient financing and lending solutions, we are dedicated to revolutionizing the healthcare financial experience for providers, payers and patients.

CommerceHealthcare® 2025 Snapshot


500+ hospital & health system clients; clients in 50 states; $1.8 billion in total patient loans financed since March 2013
peer reviewed by hfma® logo

Award Winning Solutions

CommerceHealthcare® is driven by a commitment to create a better payment experience for both patients and providers. We are proud to earn the "Peer Reviewed by HFMA®" designation for the Health Services Financing (HSF®), RemitConnect® and AP Card solutions.

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healthcare leader speaking to his organization

Empowering Providers

To deliver the best patient experience, healthcare finance leaders need a strategically-minded partner who can deliver financial results, not promises. Our ROI-based solutions can help your organization find cost savings, create new revenue streams, improve cash flow, and leverage new technology in everyday processes.

Learn more about our complete suite of services

Our Mission

Our mission is to deliver a better financial experience for both healthcare providers and patients. As the preferred provider of healthcare financial services, we will continue to build long-term relationships with health systems, hospitals and physician practices. Our focus will remain on offering innovative solutions with superior service and support.


Bringing Healthcare Finance and Banking Together

CommerceHealthcare® is applying proven banking technology and best practices to healthcare. Our team consists of highly-experienced healthcare finance and banking professionals. Their goal is to collaborate with you, serving as a strategic advisor to deliver customized healthcare financial solutions that meet the specific needs of your organization and patients.

As a division of Commerce Bank®, CommerceHealthcare® brings innovative healthcare finance solutions and services leveraging the security and infrastructure of a bank with more than 150 years of experience. Commerce Bank® invests in ideas, programs and technology that are designed specifically for healthcare providers, deliver better patient experiences, and help finance leaders tackle the complex challenges facing their organizations.

Meet the Team

Sue Martin, FACHE

Ward Svarvari

Joel Reddington, APSC

Jodi Busch

 
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Addressing Affordability

An examination of affordability problems that threaten patient health, provider finances and equitable access to care.

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Solution Perspective: Why program management is key to patient financing expansion.

This solution perspective briefly explores the rationale for offering comprehensive healthcare financing.

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Responding to five current health insurance trends

Both private and government insurance are undergoing substantial change that risks deepening the financial and care concerns of providers and consumers alike in 2025. This report offers ways to mitigate the impact while creating meaningful new benefits and positioning organizations to adapt well as future directions emerge.